"How much balance can I carry on my credit card without hurting my credit?"
"Am I better off carrying 10 credit cards than 4 to improve credit?"
"I have credit score of 620, can I qualify for a mortgage at reasonable rate?"
"Is closing my credit card beneficial to my credit?"
"I don't have any debt so I should have good credit right?"
"I paid my credit card bill 20 days after the due date, will it affect my credit?"
"Should I pay off all my credit card bills every month or carry a small balance to improve my credit?"
"Are there things that I can do to prepare myself for a loan or mortgage before applying?"
"Why is my application declined when I have over 700 credit score?"
"Will I pay less in home and auto insurance if I have good credit?"
"I switched my job every 2 years, will it affect how my credit profile?"
"To what extent does my cash-flow affect the way lenders view me?"